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Do you report late borrowers’ accounts to the credit bureaus?

Yes. Lending Club reports all account experiences—positive and negative—to one or more of the business credit reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your business credit report, as will a record of on-time payments.

If the business is unable to pay, the full responsibility for any outstanding principal, interest, and/or fees will shift to the guarantor, at which point the personal credit bureaus may be contacted and collection activities and default remedies can be taken against the guarantor.

 
If payment isn't received on time, a late fee will be charged, and depending on how late your payment is, Lending Club will report this to credit bureaus and may work with third party collection agencies to recover the amount owed on your line.

最後更新：2017-05-22 21:31:19

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