Accepting terms for iCloud

I recently upgraded to an iPhone 8+ and have everything setup with the exception of iCloud. I am unable to install or update anything as I get the error unable to download try again later.

The only thing I can identify is that settings is asking me to accept the terms, which I have but the system hangs before I get a response and I have to terminate the app to do anything.

I have tried resetting, reloading IOS, tried safe mode to no avail. Any advise would be appreciated