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What if I can get a better rate elsewhere?

In general customers say that they are saving money with funding through Lending Club versus their other options, but there are circumstances where that may not be the case. If you have a lower cost alternative, we're happy for you!

When comparing interest rates, be sure that you're comparing true interest rates, not “factor rates.” And be sure to include other costs such as balance transfer fees, annual fees, early payoff penalties, closing costs, appraisal fees, SBA fees, attorney fees, etc. Although e-Credit Line through Lending Club does charge a 1 or 2% draw fee, you can be sure we do not charge any hidden or surprise fees.

最後更新：2017-05-22 21:31:16

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