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What rates and fees will I pay?

Alibaba and Lending Club believe borrowing should be transparent and simple. There is no cost to apply for and open an e-Credit Line. The e-Credit Line product through Lending Club has an annual interest rate starting at 6.0%. This interest rate changes based on the WSJ Prime Rate. Every time when a draw is made, there is also a draw fee of 1 or 2% of the draw amount.

Each e-Credit Line offer is priced based on the business’ financial strength, the business’ and owner’s credit histories, other online sources of data, and the amount and length of the e-Credit Line requested.

If your monthly payment is late or fails, a fee may be charged.
Click here to apply for an e-Credit Line.

最后更新：2017-05-22 21:31:17

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