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Apple pay requires passcode or fingerprint to u...

I usually keep my phone unlocked and without a passcode. But since I enabled Apple pay it is required to use either a passcode or fingerprint to unlock the phone. Is there a way around this   Thanks.

See:Apple Pay security and privacy overview and the section on Keeping your Payment secure.

TThanks but it doesn't really explain why the passcode/Touch ID  is necessary to unlock you phone. Apple pay uses you fingerprint. Isn't that secure enough?

Since credit card information is stored on the device, they are trying to protect you and make it more secure.  It is like insurance - a waste of money unless you need it

When your device is near NFC it will bring up the screen without the use of a passcode. Whether it's enabled or not, you won't need to enter a passcode.

This is a huge issue for me personally. I was very excited for Apple Pay, but I am not willing to set up a lock-screen passcode to use it. I always have my phone secured on my person and check it quite often so the value and need for a passcode isn't there for me.

I understand the need for security, but I don't see how a passcode helps. You need to scan your fingerprint anyway to even use the card. It's frankly an unnecessary layer of security, and it should not be required. My assumption is that, to minimize liability, the deals between Apple and the banks and CC networks were contingent on a very risk-averse security standard, resulting in the passcode requirement (read: overblown and non value-add security standard).

If I compare the time I would save pulling out my wallet a few times a day vs. entering a passcode or scanning my fingerprint every single time I want to check my phone, it makes Apple Pay completely irrelevant to me from a convenience standpoint. Apple needs to fix this asap.

Your credit card numbers aren't visible in passbook, so I don't see the risk to that info if an unauthorized person uses your phone.  for a company that wants to make the tedious tasks of life disappear, they've created a really annoying situation.

BTW,  a quasi work around is to set your phone to use a passcode, then set "require passcode" to the most amount of time, 4 hours. This way the phone remains unlocked for 4 hours at a time.

I agree. There is not a good reason for it to be a requirement.

When I disable the password it deletes the credit cards and i got notices from BOA and AMEX that my virtual cards were deleted; that *****.

Since Apple Pay uses Touch ID to finalize your purchases you have to enable the Touch ID, however the Touch ID requires you to enter a pass code to work as you can have the option to use the ID to buy stuff on the iTunes Store and App Store. I understand your need for privacy, but as Apple has stated when the 5S first came out with the Touch ID YOUR FINGER PRINT NEVER LEAVES THE DEVICE and thus is totally safe on the device. The reason that Apple has required a pass code and fingerprint is so that in the unlikely case you do lose your phone or have it stolen no one can access it unless they have the pass code or an eligible fingerprint. Also another reason a pass code is required to unlock your phone when apple pay is enabled is because all your credit card information is on the iPhone and if someone does get their hands on your phone they have access to all of your information and thus you are inviting them to steal from you and there is nothing you could do since you do not have your phone secured because if you then tried to go to the police they, the person who stole your device, could say that you gave them permission. So finally, lock your phone with a pass code ad enable touch ID or you might as well have gotten the 5C 

I don't think this is correct, but correct me if I am wrong.  Your credit cards are stored in Passbook, but the numbers aren't revealed.  So, any unauthorized user of your phone is not privy to this info.  So, where is the risk of leaving your phone unlocked?  They can't use AP because that requires a fingerprint. 

I'll echo William's above post and reiterate my original. I agree that there should be a requirement for either a fingerprint or passcode within passbook to actually use the card. However, as the card information is not visible, there is no conceivable security reason that necessitates a passcode or fingerprint for the lockscreen. Put simply, there is currently a requirement for two layers of security when there only needs to be one (i.e., in passbook).

I echo Dan_1776's comments:

This is a huge issue for me personally. I was very excited for Apple Pay, but I am not willing to set up a lock-screen passcode to use it. I always have my phone secured on my person and check it quite often so the value and need for a passcode isn't there for me.

 

I understand the need for security, but I don't see how a passcode helps. You need to scan your fingerprint anyway to even use the card. It's frankly an unnecessary layer of security, and it should not be required. My assumption is that, to minimize liability, the deals between Apple and the banks and CC networks were contingent on a very risk-averse security standard, resulting in the passcode requirement (read: overblown and non value-add security standard).

If I compare the time I would save pulling out my wallet a few times a day vs. entering a passcode or scanning my fingerprint every single time I want to check my phone, it makes Apple Pay completely irrelevant to me from a convenience standpoint. Apple needs to fix this asap.

Dear folks at Apple:  I really want to use Apple Pay, but I will not do so for the reasons mentioned above.  Also, if we do have to disable the passcode for some reason, currently all the bank card info is deleted.  It would be great if there was some way for the bank card info to be retained, such as having to enter my Apple ID in order for the bank info to be restored. 

BTW,  a quasi work around is to set your phone to use a passcode, then set "require passcode" to the most amount of time, 4 hours. This way the phone remains unlocked for 4 hours at a time.

Yes, but if Touch ID is enabled, the ONLY option is to require the passcode "immediately."  All of the other delay options are no longer available. 

最後更新：2017-10-10 16:56:01

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